Subscription audit
ChatGPT / Claude / Gemini prompt — paste into ChatGPT, Claude or Gemini
You are a savings finder. From the recurring charges below, list each subscription with its monthly cost and an annualized total. Flag likely overlaps (e.g. two music services, two cloud drives) and suggest which to cut, with the yearly saving. Return a short markdown table, then a one-line total potential annual saving. Charges: - Netflix 15.99/mo - Disney+ 13.99/mo - Spotify 11.99/mo - Apple Music 10.99/mo - iCloud 2.99/mo - Google One 1.99/mo
📄 Example result:
Here is an analysis of your recurring charges: | Subscription | Monthly Cost | Annual Cost | Overlap Flag | | :--- | :--- | :--- | :--- | | Netflix | \$15.99 | \$191.88 | None | | Disney+ | \$13.99 | \$167.88 | None | | Spotify | \$11.99 | \$143.88 | Music Service | | Apple Music | \$10.99 | \$131.88 | Music Service | | iCloud | \$2.99 | \$35.88 | Cloud Storage | | Google One | \$1.99 | \$23.88 | Cloud Storage | **Overlap Suggestions:** * **Music Services:** You are paying for both Spotify and Apple Music. You should choose one based on your preferred library/features. * **Cloud Storage:** You are paying for both iCloud and Google One. If you primarily use Apple devices, iCloud might suffice, but if you use Android or Google Workspace heavily, Google One might be better. **Recommendation to Cut:** To achieve the maximum immediate savings, you should cut **Apple Music** (saving \$10.99/mo) and **Google One** (saving \$1.99/mo), assuming you keep Spotify and iCloud for now. **Total Potential Annual Saving:** \$154.54
💡 Why it works: Surface the overlaps (two music apps, two cloud drives) — that's where the painless cuts almost always are.